How We Help

Manage Credit Risk

Make Confident Credit Decisions

Better credit risk management starts with knowing who you’re doing business with—but it doesn’t end there. Dun & Bradstreet’s powerful platforms and leading data and analytics can help you extend and maintain the right amount of credit, helping to Minimize Bad Debt & Increase Cash Flow. Embed our Data Cloud through our AI-driven platforms, or insert clean, connected data directly into your workflows via an API.

Minimize Bad Debt & Increase Cash Flow
Bad credit decisions, based on bad data, can impact cash flow and lead to bad debt. When you rely on Dun & Bradstreet for credit assessments, you can better predict which customers can pay on time and within terms to fully optimize your company’s credit capacity.
Automate Processes & Improve Efficiencies
With our scalable credit risk management solutions, you can access our comprehensive credit reports as well as leverage automation for customizable online credit applications, instant credit decisions, standardized account reviews, and complete portfolio management.
Monitor Your Complete Customer Portfolio
Take a step back from individual account management and get a big-picture view of overall performance to better monitor shifts in risk that may impact your business. When you understand your risk landscape across industries, markets, and other segments, you can more strategically and effectively manage your credit customers. Automated monitoring, predictive analytics, and unparalleled global data can help you quickly identify consequential changes.
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Manage Global Complexity
Managing credit risk and achieving growth in a fragmented and regulated business environment is no easy task. Complex organizations need to deploy consistent and standardized global credit and risk policies through a centralized solution. Dun & Bradstreet can help provide unified risk management across multiple geographies and systems, delivering unparalleled globally consistent data and predictive insight to power your most critical credit decisions.
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Leverage Analytics for Actionable Insight

Dun & Bradstreet, a leading global provider of B2B data and insights, is renowned for our powerful proprietary credit risk scores and ratings such as the D&B PAYDEX® and the D&B® Delinquency Score. Our proven analytic models – which are developed, validated, and maintained in the Dun & Bradstreet Data Cloud – can be easily embedded in any platform to provide the actionable intelligence you need to better manage credit risk. (428)

Explore Dun & Bradstreet’s Scores and Analytics
We did not want to be blindsided. We were able to understand the risk of even our privately held customers. We use the D&B Rating to see where a customer may be slipping so that we can take action. Dun & Bradstreet gives us the best information about private companies.
Eddy Via, Credit Risk Manager, Duke Energy

Inside Duke Energy, the finance team is undergoing a transformative automation journey, applying modern technology and tools to increase efficiency and create a better future of work across the business. Duke’s CFO Steve Young recently commented to the Wall Street Journal that he’s focused on discovering ways to use automation and digital transformation to free his staff from repetitive, menial tasks and redirect their efforts to more meaningful, forward-looking work.

As one of the largest energy utilities in the United States, Duke needed a scalable way to manage the credit risk in its portfolio of large retail customers.

Credit-To-Cash: Improving Finance Operations Through Digital Transformation

Read our eBook to better understand the steps in the credit-to-cash process and learn best practices for improvement through digital transformation.

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